All Risks Insurance

All Risk Insurance Cover Explained

All Risks Insurance refers to personal possessions, which are usually taken out of the home and which belong to you or to members of your household. E.g., Smart Phones and Jewellery.

What All Risks Cover could include:
Unspecified items

Like your jewelry, clothes, and personal items that are worn or carried with you will be covered against loss, damage, and theft up to a pre-determined amount on your personal policy schedule.

Specified Items

Anything that is over the standard amount must be specified and covered for their replacement value so that you are accurately covered against loss, damage, and theft. These may include smartphones, glasses, cameras, laptops, handbags (and their contents).

*  NB: This is a rough outline of the cover we are able to provide to you or your business!

Please refer to your insurance policy schedule for exact and detailed information about the cover you have.


Or contact us for further advice about your cover.

All Risks Insurance
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